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About us

We’ll help you build a personalized financial security plan. Financial security planning is about more than just retirement planning – it’s about building a financial strategy that considers your immediate needs and your long-term goals and dreams.

Paul Pietraszko, PFP
Financial Security Advisor
Investment Representative

I have over 32 years experience in the Financial services industry starting with Canada Trust and enjoying 16 years in management, then moving to a Financial Advisor role with CIBC. Upon moving to Freedom 55 Financial, I provided direct training and coaching for 8 years as the New Advisor Training Manager for South Western Ontario Region, before reverting back to the advisory role with Freedom 55 Financial.

I am the current owner of Encompass Insurance and Wealth Management inc. I currently hold my Canadian Securities and Professional Financial Planners designation, as well as MFDA Branch Managers course and have completed the Conduct and Practices Handbook course.

We know that personal service is key to helping you find the right solution for your financial security needs. If you have questions about your financial security plan or specific financial products, contact us and we can set up a time to meet. We can discuss our services, review your specific needs and address any questions you may have. Contact today.

Marc Hawkins, CHS,EPC
Financial Security Advisor
Investment Representative
Marc Hawkins - Encompass Wealth

I am pleased to say that as of 2022 I have been helping clients in their Financial Security Planning needs for 25 years at London Life/Freedom 55/Canada Life. My Career with London Life began in 1997 as a Financial Advisor. In 2003 I advanced to being the Director for Advisor & Business Development for the Windsor Financial Center. In prior years I earned the designations of Elder Planning Counsellor (EPC) and Certified Health Specialist (CHS). In 2012 I chose to revert back to the Financial Security Advisor role entirely.

In 2021 with the realignment of Canada Life’s business model I had a choice to where to take my own financial practice. The decision was an easy one for me as Encompass Insurance & Wealth Management and my 2 business partners Paul and Nick both embody the same values as I do. Together, we always focus on what is always in the best interest of the client as priority number one.

We know the public has a choice on who they want to assist them with their financial needs. I humbly suggest that our level of trust and expertise at Encompass gives you reason to consider us and our professional recommendations.

Nick Tonita, Honours B.Comm
Financial Security Advisor
Investment Representative
Nick Tonita | Encompass Insurance and Wealth | Windsor

Nick Tonita was born and raised in Windsor ON, a graduate of the University of Windsor Business program with a concentration in Marketing. After 13 years in retail, he made the move to Freedom 55 Financial in 2013. There, he enjoyed success building lasting relationships with his clients. In the fall of 2014, he took on the role of Director, Business Development where he was able to let his passion for coaching and teaching others the rewards of the business shine. In 2017, he became Director of Advisor Experience and enjoyed working with the newest financial security advisors in the business. In 2021 Nick made the move back to working with client’s full time. Becoming an Associate Advisor with Encompass in January 2022 has given Nick and his clients even more support and expertise to utilise.

When he's not working with his clients toward financial success, he spends time with his family, trains and completes triathlons, and he plays darts, volleyball and golf.

Ontario begins in Windsor...

Kristy-Lee Fram
Advisor Support Associate

Supported by a team of experts

When specialized expertise is required, We have access to a team of professionals. They specialize in tax, law, accounting, investments, insurance, group benefits, mortgages and financial security planning.